Holistic Financial Planning
A holistic approach evaluates and takes into consideration that all things are related and how each affects the other.
Our process begins with a fact-finding meeting to talk about your goals, your anticipated needs, objectives and your “in a perfect world” dreams. We carefully and thoroughly examine all the moving pieces including income, expenses, assets, liabilities, pension plans, Social Security benefits, insurance policies, estate plans, real estate and any additional investment holdings. We work with a team of trusted and experienced professionals including CPAs, attorneys, estate planners, etc. to help get the job done right.
Next, we prepare a custom-designed report to help evaluate your financial health.
- When can I retire?
- Am I saving enough?
- How should I invest?
- What are the chances of out living my resources?
- Do I have the right insurance and am I paying too much?
- Can I afford to pay for college or a wedding and still maintain financial independence?
Then, we create a road map to your goals. It includes specific actions to diversify your investments, minimize taxes, preserve your estate and manage risks that could derail your plans.
Most importantly, implement the plan. We do this only after the goals are clear, attainable and agreed upon. Periodically, we will meet with you and monitor progress of the plan. We answer questions and provide assistance as needed. As your investment manager, we customize an investment strategy specific to your goals and resources.
Your financial strategy and investment plans are dynamic – ever-changing to meet your needs. That’s why it is important to meet on a regular basis so we can monitor the road map and provide helpful financial advice.